Lessor's Risk Only Insurance

Marco Island, FL

Quick Claim Processing 

Free Consultation 

Complimentary Insurance Reviews

Voted Best Insurance Agency

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Insurance Protection for Your Commercial Rental Investment

As a property owner leasing to tenants, you need specialized coverage that fills the gaps when your tenant's insurance falls short. Lessor's Risk Only Insurance provides essential protection for landlords in Naples, Marco Island and Southwest Florida. This coverage safeguards your investment when tenant policies don't fully protect your interests. Our coverage includes:

  • Protection when tenant's coverage is insufficient
  • Coverage for property damage caused by tenants
  • Liability protection for landlord responsibilities
  • Peace of mind for your rental investment


Reach out to us for a complimentary insurance review and discover how we can protect your rental property.


Understanding the Need for Lessor's Risk Only Coverage

When you lease property, you face risks that standard policies don't always address. While tenants carry their own insurance, gaps in their coverage can leave you vulnerable to significant financial losses. These common risks include:

  • Tenant policy limits may be inadequate
  • Coverage exclusions in renter's policies
  • Protection against tenant-caused damages
  • Defense costs for liability claims
  • Additional liability layer beyond tenant coverage


This specialized insurance protects you when unexpected incidents occur at your rental property. It's designed specifically for the unique risks landlords face.


Why Choose Forsythe Insurance Services

Since 2011, we've served Naples, Marco Island and Southwest Florida property owners with over 30 years of combined experience. Our family-owned and operated business understands the landlord's perspective because we're part of your community. Here's what sets us apart:

  • Licensed professionals with precision underwriting
  • Same or next business day consultations
  • Personalized coverage plans tailored to your property
  • Quick claim processing with skilled adjusters
  • Transparent policy explanations you'll understand
  • Service-oriented approach with responsive communication
  • Access to carriers like Progressive, Travelers, and Chubb


We're members of FAIA and Trusted Choice, and we've been recognized as the Best Insurance Agency in Marco Island. Our attention to detail means your rental property receives comprehensive protection.


Contact Us

Your rental property investment needs proper protection against unnecessary risks. We'll review your current situation and identify coverage gaps that could cost you thousands. Our certified professionals will explain your options clearly, helping you make informed decisions about protecting your assets.


We offer free consultations with transparent policy explanations tailored to your specific rental situation. Contact us today to schedule your complimentary insurance review and secure the protection your rental property deserves.

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Forsythe Insurance Services

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Not sure if your insurance is giving you the best coverage at the right price? We'll review your current policy at no cost and show you where you could save or improve your protection.

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